Roles and Responsibilities

Our network of financial institutions has been hand-picked to provide prompt service and fee transparency. Each organization has an important role to play in delivering a great investment experience to you, our valued client.

 

LJCooper Wealth Advisors

Registered Investment Advisor

  • Portfolio design, asset allocation, and rebalancing
  • Personalized investment advice & account servicing
  • Tiered fee schedule reduces fees on larger accounts
  • Billed quarterly in advance from your account

DFPG Investments, Inc.

Independent Broker Dealer

  • Compliance oversight with federal regulators
  • Due diligence on alternative investment programs
  • Administration and processing

Visit the DFPG Investments website.


Equity Trust Company

Independent Custodian

  • Separate entity from LJCooper where your securities are held
  • Maintains SIPC insurance for asset safekeeping
  • Processes buy and sell transactions for your accounts
  • Flat $150 annual fee per account billed quarterly (plus $125 for alternative assets)
  • Sends quarterly account statements

Visit the Equity Trust Company website.


Dimensional Fund Advisors

Institutional Asset Class Fund Manager

  • Mutual fund diversification
  • Portfolio trading strategies
  • Management fees- each fund varies (60/40 portfolio average is 0.35%)
  • DFA’s performance reported net of fees

Visit the Dimensional Fund Advisors website.


Charles Schwab

Independent Custodian

  • Separate entity from LJCooper where your securities are held.
  • Maintains SIPC insurance.
  • Processes buy and sell transactions for your accounts.
  • $30 – $50 per transaction (buy or sell).
  • Sends monthly account statements.

Visit the Charles Schwab website.

Community Involvement

Utah Valley University

As a core value encompassed in our credo, “The Educated Path to Investing,”  LJCooper maintains a strong commitment and support for financial education and for UVU’s top 10 nationally ranked accredited Personal Financial Planning program. As a result, LJCooper has employed over 17 paid interns from the UVU PFP program and has offered over 10 full-time positions to graduates of the program—all of which are prepared to sit for the nationally accredited CFP examination!

PFP Program Highlights:

  • Become CFP Eligible
  • Participation in national competitions
  • Professional networking
  • Top 10 nationally ranked program
  • 100% job placement
  • Paid Internships