Scott Carlson

Q2 2017 Market Commentary

The U.S. stock market has more than tripled in value during the run-up that started in March 2009, and the most recent quarter somehow managed to accelerate the upward trend.  We have just experienced the third-best first half, in terms of U.S. market returns, of [...]

Scott Carlson

Q1 2017 Market Commentary

The first quarter of 2017 provided the highest returns for U.S. large-cap stocks since the last three months of 2013. The Nasdaq index has booked its 21st record close of the year so far, and the indices have recorded a 30% rise over the past six quarters, marking [...]

Aaron Henderson

Special Needs Planning

What is it? Children with special needs, whether they be cognitive, physical, or mental, require different levels of care. Additionally, parents of children with special needs have to plan their finances, not just for their lifetimes, but for the lifetime of their [...]

Scott Carlson

Q4 2016 Market Commentary

You know you’re deep into a longstanding bull market when you see things like average pedestrians keeping one eye on the market tickers outside of brokerage houses to see when the Dow Jones Industrial Average has finally breached the 20,000 mark.  Who would have [...]

Alex Haviland

Presidential Elections and the Stock Market

As election day fast approaches many wonder, “What should I do with my investments? Do I hold through, sell, or buy?” Underlying these questions is the inclination many of us have to attempt to time the markets and predict what will happen around certa [...]

Scott Carlson

Q3 2016 Market Commentary

100 days after the Brexit scare, three-quarters of a year after the most recent Fed rate hike, the markets once again confounded the instincts of nervous investors and went up instead of down.  The Fed Chairperson Janet Yellen told the world that the U.S. economy [...]

Alex Haviland

Cash Flow & Budgeting

What it is: Cash flow refers to how you manage your money. Each month you have money that comes in (income) and money that goes out (expenses). The goal is to have your expenses be less than your income. Budgeting is a tool/discipline you can use to help manage you [...]

Scott Carlson

Q2 2016 Market Commentary

It certainly feels like we’re in a bear market, what with the surprising “Brexit” vote in the UK, the dismal first few days of the year and increased volatility across the board.  So it may come as a surprise that the second quarter of 2016 eked out small po [...]

Aaron Henderson

Start Tax Planning for Next Year Now

Start tax planning for next year now With the end of tax season just behind us, many are wondering how in the world they ended up owing Uncle Sam so much in taxes! The common response overhead of “It doesn’t feel like I made that much” makes writing that chec [...]

Scott Carlson

Q1 2016 Market Commentary

The first quarter of the new year has brought us small positive returns in many of the U.S. market indices, which means that investors survived—for now, at least—the worst start to a calendar year ever for the U.S. stock market. The easy call at the beginning o [...]