Aaron Henderson

Special Needs Planning

What is it? Children with special needs, whether they be cognitive, physical, or mental, require different levels of care. Additionally, parents of children with special needs have to plan their finances, not just for their lifetimes, but for the lifetime of their [...]

Alex Haviland

Presidential Elections and the Stock Market

As election day fast approaches many wonder, “What should I do with my investments? Do I hold through, sell, or buy?” Underlying these questions is the inclination many of us have to attempt to time the markets and predict what will happen around certa [...]

Alex Haviland

Cash Flow & Budgeting

What it is: Cash flow refers to how you manage your money. Each month you have money that comes in (income) and money that goes out (expenses). The goal is to have your expenses be less than your income. Budgeting is a tool/discipline you can use to help manage you [...]

Ken Bown

Our Investment Philosophy

There are different schools of thought in the investment world. How do you decide which is best for you? Here are some videos to help you understand our investment philosophy and better explain the whys and hows of Dimensional Fund Advisors. Foundations of Dimens [...]

Alex Haviland

Sun Goes Up, Sun Goes Down

Market volatility is as much a part of investing as the sun going up and down is each day. The irony is we never seem to get upset at the sun behaving normally, yet we often criticize the fact that markets do. It seems very few of us want to deal with the fact tha [...]

Aaron Henderson

Market Timing

This past year has been essentially flat for the stock market as measured by the S&P 500. It closed at 2058 on January 2nd and at 2078 on December 1st, but in that time it has been as high as 2130 (on May 21st) and as low as 1867 (on August 25th). If only one [ [...]

Alex Haviland

Why I Use a Financial Advisor

One of the most rewarding aspects of our work is that we get to talk with people every day about what is going on in their life and help them look at solutions that enable them to potentially achieve their financial goals. At LJCooper we are strong advocates of edu [...]

Aaron Henderson

The Patience Principle

Knowledge and understanding come at the price of patience. This statement is more relevant now than ever. And the knowledge and understanding that has come over decades of empirical market research shows that volatility and market declines are as much a part of our [...]

Tim Whipple

Living with Market Volatility

The market gyrations of the recent past have been unsettling for many investors. As Dimensional’s Jim Parker states in the attached document, “Living with Market Volatility, Again.” Anxiety is a completely natural response to these events. Acting on those emo [...]

Alex Haviland

Effects of Portfolio Asset Allocation On Retirement

What is the likelihood of having enough money in retirement based on how you’ve allocated your portfolio? I’m one who lets the numbers do the talking, so here is some fascinating research on the effects of asset allocation significantly altering one’s success [...]