Alex Haviland

Presidential Elections and the Stock Market

As election day fast approaches many wonder, “What should I do with my investments? Do I hold through, sell, or buy?” Underlying these questions is the inclination many of us have to attempt to time the markets and predict what will happen around certa [...]

Alex Haviland

Cash Flow & Budgeting

What it is: Cash flow refers to how you manage your money. Each month you have money that comes in (income) and money that goes out (expenses). The goal is to have your expenses be less than your income. Budgeting is a tool/discipline you can use to help manage you [...]

Alex Haviland

Sun Goes Up, Sun Goes Down

Market volatility is as much a part of investing as the sun going up and down is each day. The irony is we never seem to get upset at the sun behaving normally, yet we often criticize the fact that markets do. It seems very few of us want to deal with the fact tha [...]

Alex Haviland

Why I Use a Financial Advisor

One of the most rewarding aspects of our work is that we get to talk with people every day about what is going on in their life and help them look at solutions that enable them to potentially achieve their financial goals. At LJCooper we are strong advocates of edu [...]

Alex Haviland

Effects of Portfolio Asset Allocation On Retirement

What is the likelihood of having enough money in retirement based on how you’ve allocated your portfolio? I’m one who lets the numbers do the talking, so here is some fascinating research on the effects of asset allocation significantly altering one’s success [...]

Alex Haviland

Will You Have Enough In Retirement?

If you’ve been thinking about retirement and are wondering how you’re doing, this article may interest you. It’s a sad revelation on how little individuals have saved for retirement and how ill-prepared newer generations are going into it. The art [...]